A group health insurance plan is a health insurance plan that provides coverage to members of a group that tends to be employees of a company or members of an organization. Members of the group usually receive insurance at a reduced cost because the insurer’s risk is spread across a group of policyholders.

The group health insurance policy covers,

  • Day 1 cover including pre-existing diseases
  • Room boarding expenses as provided by the hospital and nursing Home
  • Nursing expenses