Personal Accident

Personal accident insurance policy provides complete financial protection to the insured members against uncertainties such as accidental death, accidental bodily injuries, and partial/total disabilities, permanent as well as temporary disabilities resulting from an accident.

Benefits under personal accident insurance

  • Personal accident insurance provides financial cover to the nominee in the unfortunate event of demise of the policyholder.
  • In case of the policyholder suffering from total disablement, partial disablement, or temporary disablement, the accident Insurance plan provides financial assistance in lieu of loss of income opportunity due to injury.
  • A treatment and hospitalization expense is also covered under the accident insurance plan.
  • Educational cost of dependents up to a maximum of two children is also provided under the coverage.

Group Personal Accident

Group Personal Accident is a policy specially designed to protect the group of selected people from the consequences of an unexpected accident. Group personal accident insurance comes in handy for employers who are constantly in a lookout for ways to safeguard their employees against certain risks that can cause death or permanent disablement. The product is available for both the employees and board or owner of a company.

Group personal accident insurance covers for

  • Accidental Death
  • Permanent total disablement
  • Permanent temporary disablement
  • Temporary total disablement

Our comprehensive Group Personal Accident insurance includes,

  • Medical expenses and hospitalization resulting from an accident
  • In instances of accidental death and dismemberment¬†or¬†accidents resulting in loss of life, limb, or eyesight, the beneficiary receives up to the policy limit
  • Flexible plans for groups at competitive rates.
  • Half of the sum assured is paid out to the insured in case of partial disablement.